| Number | Question | Answer |
|---|---|---|
| 1 | How long does a hard inquiry remain on your credit report? | 2 years |
| 2 | True or false, closing a credit card can help your credit score? | False |
| 3 | True or false, a collection account remains on your report for exactly seven years after the date of initial delinquency? | False, 7 years + 180 days |
| 4 | What is the maximum credit score in most credit scoring models? | 850 |
| 5 | How long does a chapter 13 bankruptcy remain on your credit report after the date filed? | 7 years |
| 6 | How long does a closed account with no negative information remain on a credit report? | 10 years |
| 7 | True or false, your income affects your credit score? | False |
| 8 | How long does a late payment remain on your credit report? | 7 years |
| 9 | How long does a hard inquiry affect your credit score? | 1 year |
| 10 | How long does a chapter 7 bankruptcy remain on your credit report after the date filed? | 10 years |
