Are you a credit report expert?
Take our 10-question quiz about credit scores! Available on Amazon Alexa. Let us know if you get them all correct!

Alternatively, you can view the questions and answers below.
This quiz is just for fun and not connected to our main software application.
Number Question Answer
1 How long does a hard inquiry remain on your credit report? 2 years
2 True or false, closing a credit card can help your credit score? False
3 True or false, a collection account remains on your report for exactly seven years after the date of initial delinquency? False, 7 years + 180 days
4 What is the maximum credit score in most credit scoring models? 850
5 How long does a chapter 13 bankruptcy remain on your credit report after the date filed? 7 years
6 How long does a closed account with no negative information remain on a credit report? 10 years
7 True or false, your income affects your credit score? False
8 How long does a late payment remain on your credit report? 7 years
9 How long does a hard inquiry affect your credit score? 1 year
10 How long does a chapter 7 bankruptcy remain on your credit report after the date filed? 10 years
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