Jump Credit helps nonprofit organizations offer and run credit coaching programs. We now support nonprofits in offering credit reports in Spanish. Read more here.
For every account on a credit report there is an "Account Type" (one of 5 options: revolving, installment, mortgage, line of credit, and open) and a "Loan Type" (such as credit card, secured credit card, or charge card). Some credit report formats don't display the Account Type on the report, but generally it can be inferred from the Loan Type.
There are at least seventy Loan Types that can appear on credit report. However, our analysis shows that over 80% of all accounts are one of fifteen Loan Types.
In order to offer full support for credit reports in Spanish we've put together an English-Spanish dictionary for Loan Types. We predict our full database covers 99% of all credit accounts. Below is a list of the 50 most common Loan Types and their Spanish translations. The list is ordered from most common to least common.
| English | Spanish |
|---|---|
| Credit Card | Tarjeta de crédito |
| Charge Account | Cuenta de cargo |
| Educational | Educativo |
| Education Loan | Préstamo educativo |
| Debt Buyer | Comprador de deuda |
| Auto Loan | Préstamo automóvil |
| Collection | Cobro |
| Student Loan | Préstamo estudiantil |
| Flexible Spending Credit Card | Tarjeta de crédito de gasto flexible |
| Unsecured Loan | Prestamo no asegurado |
| Unsecured | No asegurado |
| Auto | Automóvil |
| Charge Card | Tarjeta de cargo |
| Conventional Real Estate Mortgage | Hipoteca inmobiliaria convencional |
| Secured Credit Card | Tarjeta de crédito asegurada |
| Secured Loan | Préstamo asegurado |
| Line of Credit | Línea de crédito |
| Secured | Asegurado |
| Installment Sales Contract | Contrato de venta a plazos |
| Education | Educación |
| Automobile | Automóvil |
| Debt Buyer Account | Cuenta de comprador de deuda |
| Collection Agency/Attorney | Agencia / abogado de cobro |
| Auto Lease | Arrendamiento de automóvil |
| Unknown | Desconocido |
| Rental Agreement | Contrato de arrendamiento |
| Conventional Real Estate | Inmobiliaria convencionales |
| Lease | Arrendamiento |
| Recreational Merchandise | Mercancía recreativa |
| Family Support | Apoyo a la familia |
| Note Loan | Préstamo con pagaré |
| Telecommunication/Cellular | Telecomunicaciones / celular |
| Home Equity | Capital de la casa |
| FHA Real Estate Mortgage | Hipoteca inmobiliaria FHA |
| FMHA Real Estate Mortgage | Hipoteca inmobiliaria FMHA |
| Telecommunications/Cellular | Telecomunicaciones / celular |
| Child Support | Apoyo a los niños |
| Deposit Related | Depósito relacionado |
| Real Estate Junior Liens | Inmobiliaria gravámenes junior |
| Conventional Real Estate Mtg | Hipoteca inmobiliaria convencional |
| Real Estate | Inmobiliaria |
| Federal Housing Administration | FHA (administración federal de vivienda) |
| Medical Debt | Deuda médica |
| Utility Company | Empresa de servicios públicos |
| Manufactured Housing | Vivienda manufacturada |
| Factoring Company Account | Cuenta de empresa de factoring |
| Business Loan - Individual Is Personally Responsible | Préstamo de empresas - el individuo es personalmente responsable |
| Household Goods | Artículos de uso doméstico |
| Cell Phone | Teléfono celular |
Think we could improve any of the translations above? If so, it would be great to hear from you!
