Jump Credit helps nonprofit organizations offer and run credit coaching programs. We now support nonprofits in offering credit reports in Spanish. Read more here.
Remarks on a credit report are comments associated with an account. Typically remarks are seen on closed accounts explaining why the account was closed or on collections or charge-offs explaining the status of the negative account.
In order to offer full support for credit reports in Spanish we've put together an English-Spanish dictionary for the most common Remarks seen on a credit report. Here's a list of the 50 most common Remarks and their Spanish translations, listed by frequency from highest to lowest.
| English | Spanish |
|---|---|
| Closed | Cerrado |
| Paid And Closed | Pagado y cerrado |
| Placed For Collection | Colocados para el cobro |
| Fixed Rate | Tipo fijo |
| Transfer Or Sold | Transferencia o venta |
| Account Closed By Credit Grantor | Cuenta cerrada por el otorgante del crédito |
| Account Closed By Consumer | Cuenta cerrada por el consumidor |
| Unpaid | No pagado |
| Medical | Médico |
| Account Closed Due To Transfer | Cuenta cerrada por transferencia |
| Account Closed At Consumer'S Request | Cuenta cerrada a petición del consumidor |
| Collection Account | Cuenta de cobro |
| Paid Collection | Cobro pagado |
| Charged Off As Bad Debt | Calificar como deuda incobrable |
| Inactive Account | Cuenta inactiva |
| Account Information Disputed By Consumer, Meets Fcra Requirements | Información de la cuenta disputada por el consumidor, cumple con los requisitos de la fcra |
| Charged Off Account | Cuenta de deuda incobrable |
| Purchased By Another Lender | Comprada por otro prestamista |
| Transfer | Transferencia |
| Payment Deferred | Pago aplazado |
| Account Closed Due To Refinance | Cuenta cerrada por refinanciación |
| Transferred To Another Office | Transferido a otra oficina |
| Student Loan Assigned To Government | Préstamo estudiantil asignado al gobierno |
| Profit And Loss Write-Off | Cancelación de ganancias y pérdidas |
| Consumer Disputes This Account Information | El consumidor disputa la información de esta cuenta |
| Transferred To Another Lender | Transferido a otro prestamista |
| Payment After Charge Off/Collection | Pago después de deuda incobrable/cobro |
| Dispute Resolved | Disputa resuelta |
| Student Loan - Payment Deferred | Préstamo estudiantil - pago aplazado |
| Account Closed Due To Inactivity | Cuenta cerrada por inactividad |
| Paid | Pagado |
| Acct Closed Due To Transfer | Cuenta cerrada por transferencia |
| Unpaid Balance Charged Off | Saldo impagado calificado como incobrable |
| Student Loan Permanently Assigned To Government | Préstamo estudiantil asignado permanentemente al gobierno |
| Affected By Natural Disaster | Afectado por un desastre natural |
| Closed By Credit Grantor | Cerrado por el otorgante del crédito |
| Consumer Disputes After Resolution | Disputas del consumidor después de la resolución |
| Credit Card Lost Or Stolen | Tarjeta de crédito perdida o robada |
| Variable/Adjustable Rate | Tipo de interés variable/ajustable |
| Account Closed At Credit Grantor'S Request | Cuenta cerrada a petición del otorgante del crédito |
| Customer Disagrees | El cliente no está de acuerdo |
| Reported By Grantor | Denunciado por el otorgante |
| Paid In Full/Was A Charge Off | Pagada en su totalidad/era una deuda incobrable |
| Paid Charge Off | Deuda incobrable pagada |
| Transfer Or Sold Or Paid | Transferencia o venta o pago |
| Bankruptcy Chapter 7 | Bancarrota capítulo 7 |
| Settled - Less Than Full Balance | Liquidada - saldo inferior al total |
Think we could improve any of the translations above? If so, it would be great to hear from you!
